WHY BUY WITH US REALTY PROS
Buying a home? We will help you find the home of your dreams by taking the time to listen and understand your needs and desires.
Once we know what you want, we will work tirelessly to find the right home for you because no one should have to compromise when it comes to such a huge decision.
As a Broker for Bella Vista we specialize in the many neighborhoods and floor plans that America’s largest volume home builder provides to their customers. We also have extensive knowledge of many other volume and custom home builders to help you figure out which home best suits your needs.
HOMES FOR SALE
Let’s get started by searching Homes for Sale in San Antonio in your price range. Click any of the links below to see the newest listed homes. You can also create a Map Search HERE.
Check out our Featured Communities
If you are serious about buying a home, getting Pre-Approved by your lender is a very important step. Offers cannot be accepted without a Pre-Approval letter. It is also important to know how much you can afford before getting your heart set on a property beyond your budget. It is also important to not that Pre-Approval letters are different from pre-qualification letters. Pre-qualifications are loan estimates based on information provided by you, while a Pre-Approval is a verified amount the lender is willing to let you borrow based on your information and documents. Don’t have a lender of your own? We work with several lenders to make this process smoother for our clients.
ESCROW & CLOSING COSTS
Closing costs are the fees charged by lenders and third parties to process your loan. These fees are typically paid at the closing of your mortgage, hence the name. Closing costs are usually paid by the Buyer, though on some loans such as VA Loans, the Seller pays a portion of the costs. You can also negotiate closing cost payments in your offer.
You can expect to pay 2-5% of the home loan in closing costs such as:
- Survey fee (covers the cost of verifying property lines).
- Appraisal fee.
- Title Insurance and Search Fees.
- Recording fee (paid to a city or county in exchange for recording the new land records).
- Underwriting fee (covers the cost of evaluating a mortgage loan application).
- Escrow deposit (may pay for a couple months’ property taxes and private mortgage insurance).
- A loan origination fee (lenders charge for processing the loan paperwork for you).
Lenders are required by law to provide a good faith estimate (GFE) of your closing costs within 3 days of applying for a loan. But as the name applies, the GFE is an estimation of costs. They can vary up to 10%, but you will receive a HUD-1 prior to closing outlining all costs.
Home Warranties typically come in two forms – Homebuilder Warranties on new homes and Home Warranty Policies for existing homes. Home Warranties are usually seen as a bonus incentive paid by the home seller or even Real Estate Agent. But sometimes a Buyer will purchase a policy for foreclosures and short sales. HomeBuilder Warranties are usually included in the sales price of the new home.
CALCULATING A HOUSE PAYMENT
There are many variables that go into determining your monthly payment such as your interest rate, down payment amount and length of your loan. You will also need to factor in Escrow Costs if applicable. Use our calculator to get an idea on your monthly house payment.
San Antonio is an amazing place to live! The economy is booming, cost of living is affordable, and there are attractions galore! Our city is home to amazing schools and unique culture. From Downtown to the Hill Country, there is something for everyone in San Antonio.Resources
FIRST TIME HOME BUYERS
Buying your first home can be a very overwhelming experience. We want to work with you to find out exactly what you want and need in a home. It’s not a decision to be taken lightly, and we understand that. Let the Pros at US Realty Pros take you through the steps one by one.
NEW CONSTRUCTION HOMES
New Home Construction is one of our main specialties as we work closely with many of the top builders in San Antonio. You will even find some of our agents on-site in local communities. Building a New Home has many perks! But can also come with frustration. Hiring an experienced real estate agent through this process can help alleviate the stress.
Currently own a home, but ready to upgrade? Our Move Up Program allows you to reduce the commission costs on selling your home and puts more money in your pocket. Buying and selling at the same time can be a tricky process. Let us sell your home while you look for a new one.
RENTERS LOOKING TO BUY
Are you sick of renting? Ready for your own place? Or maybe you’ve been in a temporary situation and are ready to settle down? Renters come from all types situations and we get that. Our Move Up Program is also ideal for renters looking to buy. We offer a lease buy-out that can get you out of your rental and into a new home. Call us. We are ready when you are.
Kids are finally out on their own and you have the place to yourself! And you realize how much SPACE you don’t NEED (to clean) anymore! Want to save some money towards retirement in your monthly payments? Downsizing may be just for you! Again, our Move Up program also applies to downsizing! Ask one of our agents how to get started.